这个现象与贫富差距的扩大是一样的。

只有最有钱的人才会购买第一流的房地产，而最有钱的人都是那些收入渐渐与贫穷者脱钩的人。
他们会坐拥越来越大部份的钱财，并且更愿意付更高的价钱在房地产上。

虽然我们现在仍然贫穷，但了解这事实只有百益而无一害。

关键就在与-自我提升。

当我们还属于金字塔的底端时，最实际的投资是自我投资。
因为这个时候我们的钱财还不够壮大，我们根本不能像富人一样进行分散投资，更甭想在纽约购买一个单位。

最好的自我投资，就是阅读第一流的书籍。

花一个小时阅读别人用了四十年才领悟到的道理，总好过花一百个小时看不是很有意义的本土新闻。

拥有第一流的思维后，更重要的就是拥有第一流的行动力。
事实上，想没有用，讲更没有用，提高自己收入的最有效的办法，就是不停地把这些读到的都用在工作与生活上。
而且，你必需很勤劳，越勤劳越能提早摆脱最底层。

等到你开始拥有小本资金后，接下来就是像富人一样地投资。
购买能力范围最顶级的资产。

不买烂股，不买烂房产，不因为暂时没有其他的选择而选择第二阶级资产，不因为全部产业都很高价而盲目地跟风。

事实上，很多时候，坐拥一山高的现金更胜于购买一系列已经飙高的资产，更胜于购买一篮子低价的烂苹果。

许多富人都不是一朝一夕地暴富，尽管暴富者的故事更加吸引人。

事实上每个人都能不靠太多的运气成为富人，重点就在于你够不够想成为富人，以及你行动了吗？

人活着，一要把自己倒空并寻找新真相，二要包容他人因无法了解真相而产生的误会。

试试多几个角度，可能会有新发现。

It doesn't make sense.

Sometime people behave as what the theory suggests and sometime they just go to the other end.

Forecast and target are meant to be missed.

I'm not really sure anymore whether there is any knowledge or insight I can make from it.

When things seemed to be really bad, Euro survived. (at least until 2011)

My heart was put into stress testing when my portfolio shrunk from +20% at peak all the way down to -30%.

Then, with a lot of magic and no real economic support, it climbed all the way back to a 10% surplus in TWO WEEKS.

So, what did I gain from such an experience?

Nonsense.
Absolute nonsense.

Stock market is an orchestra of random pricing that sometime gives you a pattern.
When you believe that the pattern is your holy grail to the millionaire list, you're doomed.

It's true that the rise and fall of price must come with a reason, but the only law I can make by my narrow observation is that - "Stock price is what the last buyer and seller has agreed on. Period."

Think again, seriously.
Do you really need to attach a meaning on it?

So there you go.
Several magazines I have subscribed to have came to this consensus that 2012 will be a bad bad year.

And yeah, I heard it, election is coming, and also the never-stop-evolving Bird Flu.
Is it time to buy election related counter or the GLOVE(S)?

Oops, yet another two patterns.

I should be grateful about my car even though:

1) The suspension system is tough, the car gets really bumpy on Malaysian road.

2) The bumpiness causes serious vibration to the other parts of the car. Some of the plastic gets loose and produces random noise.

3) Has no resale value since it's under appreciated.

4) The fuel consumption is not optimized for city drive. (Unless you're more careful on stepping the pedal)

But yeah, it's a good horse in her own way.

1) The CVT is no fight for other cars within the same pricing level. It's so smooth and powerful. Sometime you just forget that your car is actually running on a 6 gears system.

2) 1.6cc is still better than 1.5cc.

3) The reverse camera is just too useful.

4) The tough suspension and the electronic system make the car stable when cornering at high speed.

5) It's a C segment car at B segment price. The interior space is large.

6) The brake is nice. I guess the braking has already saved me from a few accidents.

7) It has a good look. Designed by ex Alfa Romeo chief designer.

There're things that I hate but yeah, I learn to look at the good side and adapt to it.

I'm happy to see more and more kia forte(s) running on the road.
Korean has some good horses.

The single and most important change in me is to be more selfish.

I'm fucked enough times to learn that I can't make everyone happy without making myself unhappy.
People just don't appreciate what you have done for them.

Instead of pushing myself to sacrifice everything, I learn to save some for myself.

And yeah, I learn to admit that I'm so much indifferent in my decision and way of thinking.

There's no point forcing myself to follow others.
I'm just unconventional (or weird).

I do not need to change my perspective or personality for people who don't even bother to spend their effort understanding me.

I just need to stop fucking care about the negative impression people have on me.

That makes me feel better.

Lastly, I learn to enjoy the little luxury in life.

Why torture myself further when I'm already stuck inside an infinite looping of 11 hours a day for 300+ days a year?

I deserve things that're made in greater quality.
I deserve the premium experience that I can buy without hurting my purse.

Benjamin Graham wrote in his book before about this type of investing method.

His view is simple.
Pattern is not hard to be found in data, especially human tends to move in herd, but this is not a long term investing method that you can count for.

Once you have found a pattern and profited from it.
People will start following you and think this is a holy grail to fast money.

You will meet more and more competition and end up buying in higher price and selling in lower price.

It will not be long before the pattern vanishes.

I couldn't find peace at work.
The noise is loud.
My muscles are in tension.
I'll be interrupted anytime.

There is moment in afternoon that I feel sleepy.
I wish I could just lay down somewhere and have a short nap.
But I couldn't slow myself down to have a rest.
I'm forced to stay awake, only to get my headache worse later.

Everything that you gain in life, comes with a cost that only comes clear to you later.

I'm lost.
I'm trying to locate things that truly matter to me.

Value that's not an expectation of others.

那就是诚实、负责任、与尽可能在能力的范围下帮助别人。

快乐，是因为他们完成了父母的心愿。
完成了自己的梦想。
忽然成为了每个人眼中的上等人。

坐在我身边也有许多快乐的人。

快乐，是因为他们有了个可以引以为傲的孩子。
快乐，是因为他们终于成长了。

在那个大堂里，我感到了许久未出现的孤单。

我可以不在意全世界人对我的看法。
但我却不能忍受我所在意的人对我的不认同。
这时常让我倍感压力。
我因此而活得很辛苦。

有句话很有道理。
You can't be a CEO if you have not acquired a degree from university until you're one.

在还没成功之前，任何人都会当你是垃圾。
这就是现实。

但无论如何，我还是不会放弃我的信仰与哲学。
因为这就是我最擅长的生存方式。

一旦放弃了，我会很鄙视我自己。

Keep breathing until the world ends.

All you need to do, is to work hard for it, and let go.